Some insurance have procedures that do not count against the annual benefit maximum. Without this option, the insurance used calculation for these patients is NEVER correct, and you have to go in and recalculate how much they have used manually- can be time consuming and frustrating. Could be a column in the coverage table that you select if that category or procedure is excluded.
Thank you for the recommendation, we are always looking for ways to improve the product. we will consider this for a potential future release.