It is sometimes very hard to bill a head of household for only one of their family members while there is still outstanding insurance on other members. It would be best if everyone was their own person attached to the insured without having for example to put 5 people in their own file and having to add the insured 5 times for each. I have been unable to send a statement for a family member without the entire families balance printed when insurance for other members have not yet been received.
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